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Medicare Choices Summary Chart

View all the Medicare parts and plans in one simple chart.

Learning about individual Medicare parts and plans is the first step. The next step is to understand how they relate to and work with each other.

The chart on this page shows the features of Original Medicare (Parts A and B), Medicare Advantage (Part C), Medicare prescription drug coverage (Part D) and Medicare supplement insurance (Medigap). You can quickly see which parts and plans offer which benefits and how they compare.

Once you master this, you are well on your way to making informed Medicare decisions.

Keep reading for more information

Medicare Choices Summary Chart


Original Medicare Parts A & B

Medicare Advantage Part C

Medicare Perscription Drug Coverage Part D

Medicare Supplement Insurance (Medigap)
Primary reasons to enroll You want basic
Medicare
coverage from
the government
You want one
plan that
combines the
coverage of
Medicare Parts
A & B and that
may include
Part D
coverage plus
extra benefits
You want a standalone
drug plan
to add to your
Medicare
coverage
You want help
with expenses
not covered by
Original
Medicare Parts
A & B
Offered through a private company
Allows you to see any provider who accepts Medicare (some plans) NA (you can use any pharmacy)
Covers overnight hospital stays
Covers medical care, like doctor visits
Covers prescription drugs (may include)
Offers low or $0 copays (some services)
Offers low or $0 deductibles (some plans) (some plans)
Limits your out-of-pocket costs
Covers preventive services like flu shots
Covers additional benefits and services
Offers low or $0 monthly premium for prescription drug coverage (may include)