Original Medicare Coverage – Parts A & B

Original Medicare is health care insurance provided through the federal government. It is sometimes called “traditional” Medicare.

Original Medicare includes Part A and Part B.

• Part A helps pay for inpatient care Care you receive in a hospital when you are admitted by doctor’s order. You can be in the hospital—even overnight—and not be an inpatient. For example, you may be in for observation. It’s important to ask your doctor or a hospital staff member if you have been admitted. If you are not, some of the care and services you receive may not be covered by Part A. in the hospital or a skilled nursing facility.
• Part B helps pay for outpatient careCare you receive in a clinic, hospital or health care facility when you are not admitted for an inpatient stay., such as doctor visits, preventive care and more.

Original Medicare doesn’t cover everything.

Many people who choose to get their benefits through Original Medicare also choose to add prescription drug coverage (Part D) and Medicare supplement insurance. This additional insurance helps cover some of the costs and benefits that aren’t covered under Original Medicare. It is available through plans offered by private insurance companies.

• Medicare prescription drug coverage helps with prescription drug costs.
• Medicare supplement insurance helps with hospital and medical costs that Original Medicare doesn’t cover.

People who choose to get their benefits through a Medicare Advantage plan often get drug coverage included within the plan. Many Medicare Advantage plans also provide the extra benefits offered by supplement insurance. In fact, companies are forbidden from selling supplement insurance to anyone who has a Medicare Advantage plan.

What’s not covered by Original Medicare?

What doctors or health professionals can you see?

You can see any qualified provider in the United States who accepts Medicare assignment Medicare assignment refers to the Medicare-approved amount for payment in full for a medical service. Doctors can choose to accept assignment or not. If they do not accept assignment, then they may charge more than the Medicare-approved amount for a service. This means you may pay more. and who is accepting new patients. You can receive care in any state or region. Original Medicare offers the same benefits throughout the United States.