Medicare Part A Coverage Costs | Meet Margaret | Medicare Made Clear

Margaret is admitted to the hospital in January and stays 5 days. She is readmitted in April and stays for 65 days. More than 60 days pass between Margaret being released and readmitted.

Margaret’s second hospitalization starts a new benefit period, and she must pay another deductible. She is in the hospital over 60 days this time, so she must also pay a co-pay for 5 days. For 2020, the Part A deductible is $1,408 and the daily co-pay is $352.

Item Amount
First Stay
Medicare Part A deductible $1,408
Co-pay days 1-5  $0
Second Stay
Medicare Part A deductible  $1,408
Co-pay days 1-60  $0 
Co-pay days 61 to 65 (5 days at $352 each)  $1,760
Total Margaret pays  $4,576

This is an example. Margaret is not a real person. Dollar amounts shown are for illustration only. Actual costs depend on the specific plan. Your Medicare costs may be different. Only hospital charges are shown. Additional costs may include services such as doctors, lab tests and X-rays.