What Medicare Doesn't Cover

Learning About Medicare Basics Ambulance Image

Original Medicare (Parts A and B) covers many medical and hospital services. But it doesn’t cover everything. 

Think positive! Find out what Medicare does cover.

Medicare helps pay for many health care services. The more you understand the benefits, the more you can take full advantage of them.

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Many people are surprised to learn that prescription drugs aren’t covered. You can buy drug coverage through Medicare Part D, but it’s not provided by Part A or Part B.

Here are some other services that are not covered by Original Medicare:

  • Dental exams, most dental care or dentures
  • Routine eye exams, eyeglasses or contacts
  • Hearing aids or related exams or services
  • Most care while traveling outside the United States
  • Help with bathing, dressing, eating, etc. (custodial care)
  • Comfort items such as a hospital phone, TV or private room
  • Long-term care
  • Cosmetic surgery
  • Most chiropractic services
  • Acupuncture or other alternative treatments
  • Routine foot care

You may have to pay for these services yourself unless you have other insurance that covers them. Some Medicare Advantage (Part C) plans may help with certain services not covered by Original Medicare.

Wondering how to get dental and vision coverage with Medicare?

Many Medicare Advantage (Part C) plans offer coverage that doesn’t come with Original Medicare (Parts A and B).

Learn more