Question:
What happens if I enroll in a Medicare Advantage plan where I live now and then I decide to move? Can I take my plan with me?
That depends on where you’re moving. If you’re moving within the area your current plan serves (its service area), you can keep the plan. If you’re moving out of your plan’s service area, you’ll need to find out what your plan options are in your new area. They may include choosing a new Medicare Advantage plan from the plans available in the area you’re moving to, or returning to Original Medicare (with an optional standalone prescription drug plan and Medicare supplement insurance plan). Learn more about changing plans.
You can find out whether your new home is in your current plan’s service area by calling your plan’s customer service number.
Show AnswerHide Answer
Question:
Right now I have Original Medicare plus a Medicare supplement insurance plan. If I enroll in a Medicare Advantage plan, what are my options for handling my Medicare supplement insurance plan? If I drop it, can I get it back?
You can keep your Medicare supplement insurance plan after you enroll in a Medicare Advantage plan. However, you’ll have to keep paying the Medicare supplement insurance plan’s premium, and you won’t be able to use the plan to pay any cost sharing (like deductibles, copays or coinsurance) under the Medicare Advantage plan. Your Medicare supplement insurance plan can help you only with deductibles and other costs when you use Original Medicare.
If you drop your Medicare supplement insurance plan, you can apply for another only if you are receiving your benefits through Original Medicare at the time. You cannot buy new Medicare supplement insurance if you have a Medicare Advantage plan. , unless you are changing to Original Medicare by the time the Medicare supplement coverage begins.
When you have Original Medicare Parts A and B, you can usually apply for a new Medicare supplement insurance plan whenever you like. However, you may be charged a higher premium or refused coverage entirely. There are only certain situations in which you have the right to buy a plan regardless of your health.
Your State Health Insurance Assistance Program (SHIP) can help you decide what to do with your Medicare supplement insurance plan in this situation.
Show AnswerHide Answer
Question:
What happens if I enroll in a Medicare Advantage plan that uses a network of doctors and hospitals, and my doctor leaves the network?
Your Medicare Advantage plan will notify you if your doctor leaves the plan’s network. You’ll be able to choose a new doctor. Generally, you aren’t able to change plans in this situation until the next Medicare Open Enrollment begins unless you qualify for an exception.
Show AnswerHide Answer