Learn about the basics of Medicare. Find out about the parts of Medicare and which ones may be best for you. Do you know which parts you get automatically and which you need to enroll for? If not, this is the video for you.
Now that you've watched our Medicare overview, answer the following questions to see how well you understand the basics about Medicare and its parts.
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Medicare Part A covers costs when you're hospitalized and Part B covers doctor visits and tests.
You chose true. Correct, it's true.
Medicare Part A covers you when you need to go to the hospital. It also covers things like skilled nursing care after you've been hospitalized and other types of skilled care, including hospice care.
Part B helps pay for doctor visits, laboratory tests and some diagnostic screenings.
Original Medicare (Parts A and B) is premium free. Medicare Advantage (Part C) and Part D prescription drug plans are optional—you need to buy them.
Sorry, it's false.
In most cases, you don't pay a Medicare Part A premium. However, there is a Medicare Part B premium. The Medicare Part B premium is deducted from your Social Security check, if you receive one. If you want to enroll in a Medicare Advantage (Part C) plan or Medicare Part D prescription drug plan you must purchase them separately.
Medicare Advantage (Part C) includes the coverage of Original Medicare (Parts A and B) plus extras like vision care or dental. Most Medicare Advantage plans come with prescription drug coverage, too.
Medicare Advantage plans include the same benefits you would get in Original Medicare along with extra benefits and, usually, prescription drug coverage. But since they're issued through private insurance companies, each plan will be different. Be sure to compare plans carefully.
Medicare supplement insurance (Medigap) pays for some of the things Medicare Advantage (Part C) plans don't cover.
Medicare supplement insurance is designed to help pay for some of the things Original Medicare (Parts A and B) does not cover. In fact, if you have Medicare Advantage, an insurer cannot sell you a Medicare supplement insurance plan unless you are dropping Medicare Advantage to use Original Medicare and wish to add Medicare supplement insurance.
Whether you're new to Medicare or considering switching plans, we have answers.
Watch this short Medicare Overview video, then quiz yourself on what you learned.
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To learn more about Medicare Made Clear, contact us at:1-877-619-5582, TTY 711, 8 a.m. - 8 p.m. local time, 7 days a week.
Medicare offers you the freedom to add, switch or drop coverage every year. This gives you the flexibility to change your coverage as your needs change.
Medicare Advantage is an alternative to traditional Original Medicare. It’s another way to get your Medicare coverage.